The Real Deal on Housing Affordability

Let’s talk about the elephant in the room, affordability. In 2020, the median home price was $329,000. In 2025, it’s $416,900. That’s a 27% jump in just five years, and only 28% of homes are affordable to a typical household.

Too many buyers are sitting on the sidelines, hoping interest rates will fall, while prices keep climbing. The result? A market where affordability is shrinking faster than opportunity.

High prices and elevated mortgage rates have created a perfect storm. Buyers aren’t just doing the math, they’re realizing the math doesn’t math. When payments stretch beyond comfort zones, dreams of homeownership start to feel impossible.

If you’re a seller, price your home strategically and understand the financing tools buyers are using. If you’re a buyer, focus on creative affordability: explore down payment programs, adjustable-rate options, or assumable loans. The goal isn’t to wait for the market to change, it’s to adapt to the one we’re in.

Affordability isn’t a buzzword, it’s the barrier standing between millions of families and their front doors. Knowledge, preparation, and the right strategy can turn the impossible into “I’m home.”

In 2025, affordability isn’t just a talking point, it’s the dealbreaker.

Your home deserves more than just a sign and a lockbox, it deserves The Glennda Glow.
🌎 www.glennda.net
📞 Call or text 678.755.3711
📧 Email [email protected]
👑 Presented by Glennda Baker | Coldwell Banker Realty